Personal CD / IRA
Earn more now.  Have more later.

CD/IRA

Certificate of Deposit (CD) Earn greater interest than you would with a savings account with a First State Bank CD. Customers can start earning interest on as little as $1,000. Our CDs earn a competitive interest rate based on current market conditions. The maturity is flexible and ranges from 30 days to 3 years, with a penalty for early withdrawal. First State Bank makes using CDs a breeze when we automatically renew your CD at its maturity for no additional fee. Click for calculator.

Individual Retirement Accounts (IRAs) Is an IRA right for everyone? How many different types of IRAs are available? Most customers don’t know enough about IRAs or how to use them for planning their financial future. At First State Bank, we show our customers how IRA plans can help ensure financial security for their retirement years. Let one of our IRA experts explain how IRAs work and suggest the proper plan to fit your needs. Click for calculator.