Checking
First State Bank has a long tradition of service and takes
pride in satisfying customer needs. Take advantage of
the perfect account suited for your lifestyle. Whether
you're just starting college or preparing to retire,
we have an account designed to fit your needs, including
interest bearing, non-interest bearing and low or no-fee
accounts. For qualified checking accounts we offer complete
overdraft privilege, saving you time and money. Click
for calculator.
Personal Our Personal Checking
account is designed for customers who need complete
access to their funds and want low or no monthly fees.
You can open a Personal Checking account today with
a minimum $100.00 deposit. If you maintain a minimum
daily balance of $500.00, the monthly maintenance fee
on the Personal Checking account will be automatically
waived. This account also offers overdraft privilege
for up to $700.00 to qualified account holders. The
Personal Checking account offers monthly statements
created with our new check imaging technology. With
check imaging, you can reduce bulky boxes of checks
to one easy-to-store binder. All check images will appear
in check-number order and fit on sheets of paper kept
in a three ring binder. Check images are easier to find
and organize, unlike returned checks, which get misplaced
and out of order easily. Click
for comparison chart.
Free checking With a Free Personal
Checking account at First State Bank, there is no minimum
balance and no monthly service fee. Our Free Personal
Checking accounts are the most affordable, with only
a $50.00 minimum deposit required for startup, with
no limits on the number of checks you can write each
month. Free Personal Checking customers receive an itemized
statement each month, identifying each transaction on
the account. And we provide copies of any checks for
$3.00 per copy of check. Free Personal Checking also
includes overdraft privilege for up to $300.00 to qualified
account holders. So don't worry about the check you
forgot to record. With overdraft privilege you're covered. Click
for comparison chart.
50+ CheckingWe've specially designed
a 50+ Checking account for our valued customers age
50 and older. 50+ Checking accounts may be opened
with a $100.00 minimum deposit. Seniors don't need to
worry about monthly fees because no monthly fees or
service charges apply to this account. Senior Checking
accounts also offer monthly statements created with
our new check imaging technology. With check imaging,
you can reduce bulky boxes of checks to one easy-to-store
binder. All check images will appear in check number
order and fit on sheets of paper kept in a three ring
binder. Check images are easier to find and organize,
unlike returned checks, which get misplaced and out
of order easily. Senior Checking includes overdraft
privilege for up to $700.00 for qualified account holders.
Overdraft privilege offers peace of mind so you don't
have to worry about the checks you forget to record. Click
for comparison chart.
Main StreetMain Street Checking
is a non-interest bearing checking account that can
be opened with a $100.00
minimum deposit. This account is specially designed
to give customers all the benefits they've come to expect
in banking. Customers receive the entire list of benefits
and features below for a low monthly fee of $10.00.
• No minimum balance
• Accidental death and dismemberment insurance
• Unlimited check writing
• Discount on safe deposit box rental
• Reduced rate on installment loans
• Check images
• Overdraft privilege
• Free basic wallet checks
• Reduced rates on basic duplicate checks
• Free wire transfers (some restrictions apply)
• Free cashiers checks, money orders and travelers
checks
Click for comparison
chart.
Main Street GoldFor customers
age 50 and older, the Main Street Gold account offers
all the same great benefits and features as the Main
Street Checking account at a reduced monthly fee of
only $5.00. 50+ can enjoy unlimited check writing,
a check image statement and much more - all for less.
Get started today with a $100.00 minimum deposit. Click
for comparison chart.
Personal NowPersonal Now is an
interest bearing checking account that can be opened
with a $100.00 minimum deposit. The Personal Now account
allows an unlimited number of withdrawals or checks
written each month. With a maintained average available
balance of $1,500.00, the monthly service charge is
waived. If average available balances fall to less than
$1,500.00, a $10.00 fee will apply. Click
for comparison chart.
First State Checking AdvantageThe First State Checking Advantage account is designed
to reward customers who maintain a combined balance
of $5,000.00 or more in all of their First State Bank
deposit accounts. If you maintain a combined balance
of $5,000.00 or more in your deposit accounts, the $10.00
monthly service charge is waived. The Checking Advantage
account earns interest and offers the following benefits:
• Unlimited check writing
• Free wallet checks
• Reduced rates on basic duplicate checks
• Free cashiers checks, money orders and travelers
checks
• No monthly ATM fee
Click
for comparison chart.