Loans
First State Bank offers an array of loan services at the
most competitive rates. Our loan officers educate customers
on which loans work best to suit their individual needs.
Whether taking out a loan for a new home or using a
home equity loan to purchase a new vehicle, First State
Bank has the financial backing to get its customers
what they need. All loans discussed in this section
are subject to credit approval. Click
for calculator.
Auto Whether you’re looking
to purchase a new or used vehicle, we offer auto loans
to get you the car, truck or van you need. We offer
loans at the most competitive rates for periods of up
to five (5) years. The rates, terms and down payments
are based on the age of the vehicle. Rate reductions
are available to customers whose payments will be made
with automatic payment deduction from an account at
First State Bank. With automatic payment deduction customers
avoid dealing with payment coupons, checks, stamps or
envelopes. The funds are automatically deducted from
the customers’ account on time, each
time.
Recreational Vehicles (RV) First
State Bank offers competitive financing terms for new
and used recreational vehicles. Finance a new RV for
up to ten (10) years, based on the loan amount and age
of the unit. Contact one of our loan officers for down
payment options and specific financing terms.
Boats Loans
for financing the purchase of new and used recreational
boats are available with excellent down payment and
financing terms. Specific requirements are based on
the age and type of boat with terms on new boats as
long as five (5) years.
Tractor Whether
it’s a lawn tractor or large farm equipment, First
State Bank can finance a tractor of any size. Loans
for new and used tractors and equipment are available
with excellent down payment and financing terms. Specific
requirements are based on the age and type of the tractor,
with great low rates and terms of up to seven (7) years.
Cash Secured A
savings account or certificate of deposit with First
State Bank can easily be used to secure a loan. The
deposit account continues to earn interest while providing
you a more favorable rate on your loan. Rates and terms
vary based on the loan amount and type of deposit account.
Home ImprovementTime
to remodel the kitchen or bathroom? Is it time to build
that long awaited garage? If you have these or other
home improvement needs, First State Bank can structure
a loan for your project. An equal housing opportunity
lender, First State Bank gives you a quick decision,
allowing you to start improvements as soon as possible. First State
Bank is an equal housing opportunity lender.
E-Z Mortgage Start
making your dream a reality with a home loan from First
State Bank. Home mortgage loans are available with flexible
rates and terms to meet most personal needs. Contact
one of our loan officers at 979.265.2511 for down payment
options, rates and specific financing terms. First State
Bank is an equal housing opportunity lender.
Home Equity Why
not use the equity you’ve paid into your home
to help improve it? Home Equity loans allow customers
to use the equity in their homestead to borrow funds
for home improvements, college or for any other purpose.
Home Equity loans allow you to take advantage of your
biggest asset, your home. Home Equity loans require
certain restrictions, yet offer many benefits, including
possible tax savings. Rates and terms are based on the
loan amount, with some terms as long as seven (7) years. First State
Bank is an equal housing opportunity lender.
Interim Construction Stop
dreaming and build the perfect house today! Let First
State Bank help make your dreams come true with an Interim
Construction loan. See an experienced loan officer for
current terms and rates. First State Bank is an equal
housing opportunity lender.