Online Banking
Cash Management
Enrollment for Online Banking

Corporate Office Address

200 N. Brazosport Blvd.
Clute, TX 77531
Phone: (979) 265-2511
Fax: (979) 265-5101

Checking

First State Bank understands the needs of small and large businesses, and we offer specific Commercial Checking accounts tailored to fit your needs. The right account will give you better control over your business finances. First State Bank commercial checking accounts offer convenience and cost-effectiveness to help your business grow faster. Choose from one of our four commercial checking accounts.

Every new business checking account includes:

FREE Business Debit Card   •  FREE Online Banking  •  FREE Bill Pay  •  FREE Mobile Banking  •

FREE eStatements with online check images  •  FREE thank you gift * 

Buy back of your unused checks and debit cards from another financial institution **

 

* We reserve the right to substitute a gift of similar value. Free gift may be reported on a 1099-INT or 1099-Misc.  Free gift provided at account opening. 

** Up to $10 for checks and debit cards from another financial institution given a the time the checks/debit cards are presented. 

 

Business Checking

  • $50.00 minimum opening deposit
  • Earnings credit allowance on deposit balances may offset activity fees
  • Only $15.00 monthly service charge
  • Transaction items are just 15¢ each 
  • Unlimited currency deposited

Other Fees assessed when activity is requested or incurred. See fee schedule for normal charges.

No service charge if Earnings Credit calculation exceeds the activity charges based on your transaction.

When activity charges exceed the Earnings Credit calculation, your account will be charged the net difference.

Transaction items include all debits and credits.

Business Interest Checking

  • $50.00 minimum opening deposit
  • Competitive interest
  • 1,000 FREE monthly transaction items
  • Only $1,500.00 minimum balance to avoid a low monthly fee of $6
  • Unlimited currency deposited

Other Fees assessed when activity is requested or incurred. See fee schedule for normal charges.

Transaction items include all debits and credits

Regulation prohibits "partnerships" and "for profit corporations" from holding NOW accounts.

If the Simply Free Business or Business Interest account exceeds 1,000 free monthly transactions, the account may be converted to another checking product. 

Simply Free Business Checking

  • $50.00 minimum opening deposit
  • No minimum balance
  • No monthly service charge
  • 1,000 FREE monthly transaction items
  • Unlimited currency deposited

 

Overdraft Privilege

  • Available at the bank's discretion up to $750.00 on all commercial transaction accounts.

Please refer to the Fee Schedule for normal charges.