Online Banking
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Corporate Office Address

200 N. Brazosport Blvd.
Clute, TX 77531
Phone: (979) 265-2511
Fax: (979) 265-5101

Checking

First State Bank understands the needs of small and large businesses, and we offer specific Commercial Checking accounts tailored to fit your needs. The right account will give you better control over your business finances. First State Bank commercial checking accounts offer convenience and cost-effectiveness to help your business grow faster. Choose from one of our four commercial checking accounts.

Commercial Checking

  • $100.00 minimum opening deposit
  • $10.00 monthly service charge
  • $.20 per check/account debit
  • $.15 per deposit/account credit
  • $.05 per deposited item

Other Fees assessed when activity is requested or incurred. See fee schedule for normal charges.

No service charge if Earnings Credit calculation exceeds the activity charges based on your transaction.

When activity charges exceed the Earnings Credit calculation, your account will be charged the net difference.

Small Business Checking

  • $100.00 minimum opening deposit
  • $6.00 monthly service charge waived if $2,500.00 balance is maintained
  • 100 deposited items free
  • 60 posted transactions free
  • Check images returned in statement

Other Fees assessed when activity is requested or incurred. See fee schedule for normal charges.

Includes up to 100 deposited items per monthly statement cycle and 60 posted transactions per monthly statement cycle. All transactions above these limits incur $.25 fee per transaction.

Commercial NOW Account

  • $300.00 minimum opening deposit
  • $10.00 monthly fee waived if average available balance of $1,500 is maintained
  • Variable interest rate
  • Check images returned in statement

Regulation prohibits "partnerships" and "for profit corporations" from holding NOW accounts.

Overdraft Privilege

  • Available at the bank's discretion up to $750.00 on all commercial transaction accounts.

Please refer to the Fee Schedule for normal charges.