Online Banking
Cash Management
Enrollment for Online Banking

Corporate Office Address

200 N. Brazosport Blvd.
Clute, TX 77531
Phone: (979) 265-2511
Fax: (979) 265-5101

Checking

First State Bank has a long tradition of service and takes pride in satisfying customer needs. Take advantage of the perfect account suited for your lifestyle. Whether you're just starting college or preparing to retire, we have an account designed to fit your needs, including interest bearing, non-interest bearing and low or no-fee accounts. For qualified checking accounts we offer overdraft privilege, saving you time and money.

To compare all of our checking accounts click here.

Personal Checking

Our Personal Checking account is designed for customers who need complete access to their funds and want low or no monthly fees. You can open a Personal Checking account today with a minimum $100.00 deposit. If you maintain a minimum daily balance of $500.00, the monthly maintenance fee on the Personal Checking account will be automatically waived. This account also offers overdraft privilege for up to $700.00 to qualified account holders. The Personal Checking account offers monthly statements with check images. With check imaging, you can reduce bulky boxes of checks to one easy-to-store binder. All check images will appear in check-number order and fit on sheets of paper that can be kept in a three ring binder. Check images are easier to find and organize, unlike returned checks, which get misplaced and out of order easily. Our Personal Checking account also comes with Visa Debit Cards, internet Bill Pay services and access to Online Banking 24/7.

Free Checking

With a Free Personal Checking account at First State Bank, there is no minimum balance and no monthly service fee. Our Free Personal Checking accounts are the most affordable, with only a $50.00 minimum deposit required for startup, with no limits on the number of checks you can write each month. Free Personal Checking customers receive an itemized statement each month, identifying each transaction on the account. And we provide copies of any checks for $3.00 per copy of check. Free Personal Checking also includes overdraft privilege for up to $300.00 to qualified account holders. So don't worry about the check you forgot to record. With overdraft privilege you're covered. Our Free Checking account also comes with Visa Debit Cards, internet Bill Pay services and access to Online Banking 24/7.

Main Street

Main Street Checking is a non-interest bearing checking account that can be opened with a $100.00 minimum deposit. This account is specially designed to give customers all the benefits they've come to expect in banking. Customers receive the entire list of benefits and features below for a low monthly fee of $10.00.

  • No minimum balance
  • Accidental death and dismemberment insurance
  • Unlimited check writing
  • Discount on safe deposit box rental
  • Reduced rate on installment loans
  • Check images
  • Overdraft privilege
  • Free basic wallet checks
  • Reduced rates on basic duplicate checks
  • Free wire transfers (some restrictions apply)
  • Free cashier's checks and money orders
  • Visa Debit Cards
  • Internet Bill Pay services
  • Access to Online Banking 24/7

Main Street Gold

For customers age 62 and older, the Main Street Gold account offers all the same great benefits and features as the Main Street Checking account at a reduced monthly fee of only $5.00. 62+ can enjoy unlimited check writing, a check image statement, Visa Debit Cards, internet Bill Pay services, access to Online Banking 24/7 and much more - all for less. Get started today with a $100.00 minimum deposit.

Personal Now

Personal Now is an interest bearing checking account that can be opened with a $100.00 minimum deposit. The Personal Now account allows an unlimited number of withdrawals or checks written each month. With a maintained average available balance of $1,500.00, the monthly service charge is waived. If average available balances fall to less than $1,500.00, a $10.00 fee will apply. Our Personal Now account also comes with Visa Debit Cards, internet Bill Pay services and access to Online Banking 24/7.

First State Checking Advantage

The First State Checking Advantage account is designed to reward customers who maintain a combined balance of $5,000.00 or more in all of their First State Bank deposit accounts. If you maintain a combined balance of $5,000.00 or more in your deposit accounts, the $10.00 monthly service charge is waived. The Checking Advantage account earns interest and offers the following benefits:

  • Unlimited check writing
  • Free wallet checks
  • Reduced rates on basic duplicate checks
  • Free cashiers checks, money orders and travelers checks
  • No monthly ATM fee
  • Visa Debit Cards
  • Internet Bill Pay services
  • Access to Online Banking 24/7
  • Overdraft privilege