First State Bank offers an array of loan services at the most competitive rates. Our loan officers educate customers on which loans work best to suit their individual needs. Whether taking out a loan for a new home or using a home equity loan to purchase a new vehicle, First State Bank has the financial backing to get its customers what they need. All loans discussed in this section are subject to credit approval.
To utilize one of our loan calculators click here.
Whether you're looking to purchase a new or used vehicle, we offer auto loans to get you the car or truck you need. We offer loans at the most competitive rates for periods of up to five (5) years. The rates, terms and down payments are based on the age of the vehicle. Rate reductions are available to customers whose payments will be made with automatic payment deduction from an account at First State Bank. With automatic payment deduction customers avoid dealing with payment coupons, checks, stamps or envelopes. The funds are automatically deducted from the customers' account on time, each time.
Recreational Vehicles (RV)
First State Bank offers competitive financing terms for new and used recreational vehicles. RV terms are based on the loan amount and age of the unit. Contact one of our loan officers for down payment options and specific financing terms.
Loans for financing the purchase of new and used recreational boats are available with excellent down payment and financing terms. Specific requirements are based on the age and type of boat.
Whether it's a lawn tractor or large farm equipment, First State Bank can finance a tractor of any size. Loans for new and used tractors and equipment are available with excellent down payment and financing terms. Rates and terms are based on the age and type of the tractor.
A savings account or certificate of deposit with First State Bank can easily be used to secure a loan. The deposit account continues to earn interest while providing you a more favorable rate on your loan. Rates and terms vary based on the loan amount and type of deposit account.
Time to remodel the kitchen or bathroom? Is it time to build that long awaited garage? If you have these or other home improvement needs, First State Bank can structure a loan for your project. An equal housing opportunity lender, First State Bank gives you a quick decision, allowing you to start improvements as soon as possible. First State Bank is an equal housing opportunity lender.
Start making your dream a reality with a home loan from First State Bank. Home mortgage loans are available with flexible rates and terms to meet most personal needs. Contact one of our loan officers for down payment options, rates and specific financing terms. First State Bank is an equal housing opportunity lender.
Why not use the equity you've paid into your home to help improve it? Home Equity loans allow customers to use the equity in their homestead to borrow funds for home improvements, college or for any other purpose. Home Equity loans allow you to take advantage of your biggest asset, your home. Home Equity loans require certain restrictions, yet offer many benefits, including possible tax savings. Rates and terms are based on the loan amount. First State Bank is an equal housing opportunity lender.
Stop dreaming and build the perfect house today! Let First State Bank help make your dreams come true with an Interim Construction loan. See an experienced loan officer for current terms and rates. First State Bank is an equal housing opportunity lender.