Let First State Bank put your money to work for you! Whether you're saving for a rainy day, college tuition or retirement, First State Bank has a savings account for you. You can choose from several accounts, each tailored to your specific needs. Open a savings account today and start saving for tomorrow.
To compare all of our savings accounts click here.
Our Personal Savings account allows you to maintain access to your funds while earning interest at a competitive rate. A minimum $100.00 deposit is required to open this type of account. With the Personal Savings you can make three free withdrawals each quarter. Withdrawals in excess of three per quarter carry a $2.00 per withdrawal service charge. Keep an average available balance of $200.00 or more, and we'll waive the quarterly service charge of $6.00. Our Personal Savings also comes with free Online Banking 24/7.
Whether you want to put savings away for your grandchildren, your next vacation or anything that falls in between, the Senior Savings account is perfect for seniors age 62 and older. Customers can start saving today with a $100.00 minimum deposit and enjoy the privilege of not paying a monthly fee. That's right. There is no monthly service charge on our Senior Savings account. Our Senior Savings also comes with free Online Banking 24/7.
You're never too young to learn the importance of saving! Our Minor Savings account is designed to do exactly that, help those younger than 18 years learn the importance of saving money. Instead of spending allowance and paychecks at the mall, minors can save it with First State Bank. By keeping your money in a Minor Savings account, funds will always be here for that special purchase. Minor Savings accounts require no minimum balance to open, with a parent or guardian co-signing on the account. Only the authorized parent or guardian is allowed to withdraw funds for the child. Quarterly service charges do not apply to the Minor Savings account.
Money Market Account
The First State Bank Money Market account allows customers to earn higher interest rates while maintaining liquidity. Requiring an initial $100.00 minimum deposit, the Money Market account allows customers six free checks and/or drafts per month, after which a $10.00 per item fee applies. If the average available balance remains at $2,500.00 or more, the $10.00 per month service charge is waived. Take advantage of interest rates and earn more in less time with the First State Bank Money Market account. Our Money Market account also comes with free Online Banking 24/7.
First Preferred Savings
The First Preferred Savings account is designed to reward our customers who consistently maintain higher balances in their savings account. Open a First Preferred Savings account with a $2,500.00 minimum deposit and begin earning interest immediately. Based on a tiered rate schedule, this account allows four free monthly withdrawals, after which a $1.00 fee per withdrawal applies. If the average available balance remains $2,500.00 or more, the $10.00 per month service charge is waived. Our First Preferred Savings account also comes with free Online Banking 24/7.