FDIC-Insured

Personal Banking
Personal Checking Personal Savings Personal Services
Business Banking
Business Checking Business Savings Cash Management Business Services
Lending
Make A Loan Payment Business Lending Mortgage Personal Loans
About
News and Events Education Center Calculators
Contact Us
Locations and Hours

Fast and Local Lending Decisions

Visit one of our conveniently located branches today to learn about commercial real estate or equipment financing.

E-Z Mortgage

Looking to purchase a new home or refinance your current mortgage? FSB offers a fast and simple home financing process.

SBA Lending

Starting a new business or needing to expand your current operation? The SBA provides banks like FSB with lending options to support small businesses.

Go Digital!

Enjoy the convenience of banking online and on your smartphone. We are here to help you with your electronic banking needs.

"As service people, we gravitate toward businesses, like First State Bank, that share our commitment to excellent service. I expect top-tier service in all of my professional relationships, and FSB delivers."

- Audra Robinson

"If you're looking for a great bank that will work with you and help you grow your business, call First State Bank."

- Drew Ryder

"At First State Bank, it's not just about opening an account or financing. Their commitment to community involvement and helping local businesses grow really resonates with our values. We've come to trust their expertise and appreciate the little things they do, like remembering our names and following up. Banking at FSB feels more like a partnership than a transaction."

- Fred Ortiz & Shari Wilson

Mortgage Lending

Whether you're buying your first home, upgrading, or refinancing, First State Bank offers competitive mortgage loans with personalized service every step of the way. Our experienced lenders provide local decision-making, flexible terms, and guidance tailored to your needs—making homeownership simple and stress-free.

Commercial Lending

First State Bank offers customized commercial loans to help your business grow and succeed. Whether you need financing for equipment, real estate, or working capital, our experienced lenders provide local decision-making, competitive rates, and personalized service to support your goals.

Checking Solutions

First State Bank offers a variety of personal checking accounts designed to fit your lifestyle. Whether you’re looking for interest-earning options or low-to-no fees, our accounts provide convenient access, free online banking, and the personalized service you expect from your local bank.