Personal Loans

First State Bank offers an array of loan services at the most competitive rates. Our loan officers educate customers on which loans work best to suit their individual needs. All loans discussed in this section are subject to credit approval.  To utilize one of our loan calculators click here.


Whether you're looking to purchase a new or used vehicle, we offer auto loans to get you the car or truck you need. The rates, terms, and down payments are based on the age of the vehicle.


Loans for financing the purchase of new and used recreational boats are available. Specific requirements are based on the age and type of boat.

Cash Secured

A savings account or certificate of deposit with First State Bank can easily be used to secure a loan. The deposit account continues to earn interest while providing you a more favorable rate on your loan. Rates and terms vary based on the loan amount and type of deposit account.

Recreational Vehicles (RV)

First State Bank offers competitive financing terms for new and used recreational vehicles. RV terms are based on the loan amount and age of the unit. Contact one of our loan officers for down payment options and specific financing terms.


Whether it's a lawn tractor or large farm equipment, First State Bank can finance a tractor of any size. Rates and terms are based on the amount financed.

Loan Rates

For our current loan rates please call (979) 265-2511.

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