There are many reasons you need to borrow money. Whatever your needs may be, our experienced lenders are ready to assist you in finding the financing that is right for you. Our goal is to make loans in our lending area that are competitive and hassle free for the consumer. FSB is locally owned and our focus is on keeping our deposit money working in our local area in the form of loans.
Real Estate Mortgages
Have you outgrown your current business facilities or need a new location? If so, First State Bank can help with your financing needs. We can get you in a new building faster by offering a quick turnaround on a Real Estate Mortgage through First State Bank. Rates and terms vary based on the loan amounts. Contact one of our loan officers for down payment options, rates and specific financing terms.
Whether you need a vehicle, forklift or backhoe, First State Bank offers an equipment loan for your needs. If your older equipment has broken down or it's time for an upgrade, First State Bank can help you get new equipment quickly. Loans to finance the purchase of equipment are available with excellent rates and terms. Contact one of our loan officers for down payment options, rates and specific financing terms.
A First State Bank SBA Loan is a great way for your small business to finance its working capital needs. SBA Loans can be used to purchase inventory, equipment and real estate. If your new business does not qualify for traditional bank financing, an SBA Loan may be the solution you need. Loan terms and rates vary based on the loan amount and the collateral securing the loan. Contact one of our loan officers for down payment options, rates and specific financing terms.
Other types of commercial loans:
- Single pay loans
- Operating lines of credit
- Letters of credit
- Development loans